:root{
  --navy:#0A2A52; --navy-2:#0F3566; --navy-deep:#061B36; --gold:#C99440; --gold-light:#E2B868; --gold-deep:#8A6420;
  --cream:#FAF7F1; --paper:#fff; --text:#18243A; --muted:#566279; --line:#E1E5EC; --soft:#EEF2F8;
  --r:16px; --shadow:0 1px 2px rgba(10,42,82,.05),0 12px 32px rgba(10,42,82,.08);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--text);font:400 17px/1.65 'Manrope',system-ui,-apple-system,'Segoe UI',sans-serif}
img{max-width:100%;height:auto}
h1,h2,h3{font-family:'Montserrat','Manrope',system-ui,sans-serif;color:var(--navy);line-height:1.15;margin:0;text-wrap:balance;letter-spacing:-.01em}
h1{font-size:clamp(34px,5.4vw,58px);font-weight:800}
h2{font-size:clamp(26px,3.4vw,38px);font-weight:800}
h3{font-size:20px;font-weight:700}
p{margin:0}
a{color:var(--navy-2)}
.container{max-width:1140px;margin:0 auto;padding-inline:20px}
.eyebrow{font-size:13px;font-weight:800;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-deep)}
.lead{font-size:clamp(18px,2vw,21px);color:var(--muted);max-width:60ch}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:12px;padding:14px 22px;font:800 16px 'Manrope',sans-serif;text-decoration:none;border:2px solid transparent;cursor:pointer;transition:transform .15s,background .15s}
.btn:hover{transform:translateY(-1px)}
.btn.gold{background:var(--gold);color:var(--navy)}
.btn.gold:hover{background:var(--gold-light)}
.btn.navy{background:var(--navy);color:#fff}
.btn.line{border-color:currentColor;color:inherit;background:transparent}
.btn:focus-visible,a:focus-visible,input:focus-visible,textarea:focus-visible,select:focus-visible{outline:3px solid var(--gold);outline-offset:2px}

/* En-tête */
.site-head{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.site-head .container{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:76px;flex-wrap:wrap}
.logo img{height:58px;width:auto;display:block}
.menu{display:flex;align-items:center;gap:22px;flex-wrap:wrap}
.menu a{text-decoration:none;color:var(--navy);font-weight:700;font-size:15px}
.menu a:hover,.menu a[aria-current]{color:var(--gold-deep)}
.menu .btn{padding:10px 16px;font-size:14px}
@media(max-width:760px){.menu{gap:14px;padding-bottom:10px}.menu a{font-size:14px}.logo img{height:50px}}

/* Héros */
.hero{background:radial-gradient(1200px 500px at 85% -10%,rgba(201,148,64,.22),transparent 60%),linear-gradient(160deg,var(--navy) 0%,var(--navy-deep) 100%);color:#fff;overflow:hidden}
.hero .container{display:grid;grid-template-columns:1.25fr .75fr;gap:40px;align-items:center;padding-block:72px 84px}
.hero h1{color:#fff}.hero h1 em{font-style:normal;color:var(--gold-light)}
.hero .lead{color:#C9D3E3;margin-top:20px}
.hero .cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:32px}
.hero .btn.line{color:#fff}
.hero-mark{justify-self:center;position:relative}
.hero-mark img{width:min(340px,80vw);filter:drop-shadow(0 20px 40px rgba(0,0,0,.35))}
.hero .facts{display:flex;gap:10px;flex-wrap:wrap;margin-top:28px}
.hero .facts span{border:1px solid rgba(255,255,255,.25);border-radius:999px;padding:6px 14px;font-size:14px;font-weight:700;color:#E7ECF4}
@media(max-width:860px){.hero .container{grid-template-columns:1fr;padding-block:48px 56px}.hero-mark{order:-1}.hero-mark img{width:180px}}

/* Sections */
.section{padding-block:84px}
.section.alt{background:var(--cream)}
.section.navy{background:var(--navy);color:#fff}.section.navy h2,.section.navy h3{color:#fff}.section.navy .lead{color:#C9D3E3}
.head{display:flex;flex-direction:column;gap:14px;margin-bottom:40px;max-width:760px}
.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}
.cards.two{grid-template-columns:repeat(2,minmax(0,1fr))}
.cards.four{grid-template-columns:repeat(4,minmax(0,1fr))}
@media(max-width:980px){.cards,.cards.four{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:640px){.cards,.cards.two,.cards.four{grid-template-columns:1fr}}
.card{background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:28px;box-shadow:var(--shadow);display:flex;flex-direction:column;gap:12px}
.card p{color:var(--muted)}
.card .k{font-family:'Montserrat',sans-serif;font-weight:800;color:var(--gold-deep);font-size:14px;letter-spacing:.08em;text-transform:uppercase}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}
@media(max-width:980px){.steps{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:560px){.steps{grid-template-columns:1fr}}
.step{counter-increment:s;border-top:3px solid var(--gold);padding-top:18px;display:flex;flex-direction:column;gap:8px}
.step::before{content:counter(s,decimal-leading-zero);font-family:'Montserrat',sans-serif;font-weight:800;font-size:15px;color:var(--gold-deep)}
.step p{color:var(--muted);font-size:16px}
.section.navy .step p{color:#C9D3E3}.section.navy .step::before{color:var(--gold-light)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
@media(max-width:860px){.split{grid-template-columns:1fr}}
.quote{font-family:Georgia,'Times New Roman',serif;font-style:italic;font-size:clamp(22px,2.6vw,30px);color:var(--navy);line-height:1.35}
.cta-band{background:linear-gradient(120deg,var(--gold) 0%,var(--gold-light) 100%);border-radius:24px;padding:48px;display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap}
.cta-band h2{color:var(--navy);max-width:22ch}
.cta-band p{color:var(--navy);margin-top:8px}
@media(max-width:560px){.cta-band{padding:28px}}

/* Offres */
.offer{position:relative}
.offer .price{font-family:'Montserrat',sans-serif;font-weight:800;font-size:22px;color:var(--navy)}
.offer .price small{display:block;margin-top:2px;font-family:'Manrope',sans-serif;font-weight:600;font-size:14px;color:var(--muted)}
.offer ul{margin:0;padding-left:20px;color:var(--muted);font-size:16px}
.offer .tag{align-self:flex-start;background:var(--soft);color:var(--navy);border-radius:999px;padding:4px 12px;font-size:13px;font-weight:800}
.offer.star{border:2px solid var(--gold)}
.offer.star .tag{background:var(--gold);color:var(--navy)}
.note{background:var(--soft);border-left:4px solid var(--navy);border-radius:10px;padding:16px 18px;color:var(--text)}

/* Formulaires */
.form{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form .full{grid-column:1/-1}
@media(max-width:640px){.form{grid-template-columns:1fr}}
.form label{display:flex;flex-direction:column;gap:6px;font-size:14px;font-weight:700;color:var(--muted)}
.form input,.form textarea,.form select{font:500 16px 'Manrope',sans-serif;color:var(--text);background:#fff;border:1.5px solid var(--line);border-radius:12px;padding:12px 14px;width:100%}
.form textarea{min-height:130px}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.ok-msg{background:#E3F3EC;color:#1F5E43;border-radius:12px;padding:14px 16px;font-weight:700}
.err-msg{background:#FBE7E4;color:#9A2E22;border-radius:12px;padding:14px 16px;font-weight:700}

/* Pied de page */
.site-foot{background:var(--navy-deep);color:#AEBBD0;padding-block:56px 28px;font-size:15px}
.site-foot .container{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:32px}
@media(max-width:760px){.site-foot .container{grid-template-columns:1fr}}
.site-foot img{height:84px;width:auto}
.site-foot h3{color:#fff;font-size:15px;margin-bottom:10px}
.site-foot a{color:#E3E9F2;text-decoration:none}.site-foot a:hover{color:var(--gold-light)}
.site-foot ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:6px}
.site-foot .slogan{font-family:Georgia,serif;font-style:italic;color:var(--gold-light);margin-top:12px}
.site-foot .legal{grid-column:1/-1;border-top:1px solid rgba(255,255,255,.12);padding-top:18px;font-size:13px;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
.wa-float{position:fixed;right:18px;bottom:18px;z-index:30;background:#25D366;color:#fff;border-radius:999px;padding:12px 18px;font-weight:800;text-decoration:none;box-shadow:0 8px 24px rgba(0,0,0,.2)}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
@media(max-width:760px){.site-head{position:static}.wa-float{padding:10px 14px;font-size:14px}}
#result,#questions{scroll-margin-top:140px}